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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,909 | $57,330+151.0% | $86,656+66.1% | $75,177+91.4% |
| Participation rate | 70.2% | 63.2%+7.0pp | 71.7%-1.5pp | 67.2%+3.0pp |
| Annual return | 13.79% | 2675.40%-2661.6pp | 593.09%-579.3pp | 160.75%-147.0pp |
| Employer contribution / active EE | $2,711 | $2,316+17.0% | $3,025-10.4% | $2,671+1.5% |
| Participant deferral / active EE | $6,097 | $3,320+83.6% | $4,439+37.3% | $4,126+47.8% |
| Admin fee / account holder | $3,103 | $4,115-24.6% | $5,619-44.8% | $5,651-45.1% |