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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,616 | $108,825+134.9% | $156,181+63.7% | $82,448+210.0% |
| Participation rate | 84.9% | 72.4%+12.6pp | 78.8%+6.1pp | 68.1%+16.9pp |
| Annual return | 14.81% | 20.59%-5.8pp | 64.87%-50.1pp | 41.64%-26.8pp |
| Employer contribution / active EE | $10,346 | $2,870+260.5% | $4,294+140.9% | $2,551+305.6% |
| Participant deferral / active EE | $7,397 | $4,577+61.6% | $6,132+20.6% | $4,139+78.7% |
| Admin fee / account holder | $2,425 | $9,341-74.0% | $14,586-83.4% | $7,234-66.5% |