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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,737 | $124,351+115.3% | $109,188+145.2% | $167,553+59.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 9.49% | 26.04%-16.6pp | 25.76%-16.3pp | 478.89%-469.4pp |
| Employer contribution / active EE | $4,613 | $4,210+9.6% | $3,723+23.9% | $4,840-4.7% |
| Participant deferral / active EE | $9,315 | $5,257+77.2% | $4,654+100.1% | $6,343+46.9% |
| Admin fee / account holder | $0 | $7,975-100.0% | $6,755-100.0% | $12,316-100.0% |