Retirement plan

NECA-IBEW LOCAL 364 DEFINED CONTRIBUTION PLAN

Name: TRUSTEES OF NECA-IBEW LOCAL 364 CONTRIBUTION PENSION TRUST FUND - NECA-IBEW LOCAL 364 DEFINED CONTRIBUTION PLAN (2025) Form 5500
Creator: TRUSTEES OF NECA-IBEW LOCAL 364 CONTRIBUTION PENSION TRUST FUND
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NECA-IBEW LOCAL 364 DEFINED CONTRIBUTION PLAN, TRUSTEES OF NECA-IBEW LOCAL 364 CONTRIBUTION PENSION TRUST FUND

TRUSTEES OF NECA-IBEW LOCAL 364 CONTRIBUTION PENSION TRUST FUNDEIN 36-3306560Plan #002PY 2025

6820 MILL ROAD - ROCKFORD, IL 61108815-398-6282LinkedIn1001-5000 employeesconstruction

Prospect flagsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$489.4M

+4.6% from 2024

Total participants

1,254

+8.1% from 2024

Average account balance

$390,261

-3.2% from 2024

Annual return

6.83%

-5.95 pp from 2024

Benchmarks

See 105 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants1,000-4,999

Cohort105 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$489.39M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$390K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,254

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$22.11M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$22K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+6.83%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$358

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 8 by compensation

Provider	Service type	Compensation
MEKETA INVESTMENT GROUP10+ years Service code 17 · EIN 04-2659023 100 LOWDER BROOK DRIVE · WESTWOOD, MA 02090	Pension Consulting	$115,667
DOLAN MCENIRY CAPITAL MANAGEMENT10+ years Filed as: DOLAN, MCENIRY CAPITAL MANAGEMENT Service code 28 · EIN 36-4169967 120 N. LASALLE ST.STE1510 · CHICAGO, IL 60602	Investment Management	$74,234
TIC INTERNATIONAL CORPORATION10+ years Filed as: TIC INTERNATIONAL Service code 13 · EIN 13-2600875 6525 CENTURION DRIVE · LANSING, MI 489179275	Contract Administrator	$61,108
WHITE OAK GLOBAL ADVISORS, LLC8 years Service code 28 · EIN 26-0340395 3 EMBARCADERO CENTER · SAN FRANCISCO, CA 94111	Investment Management	$40,236
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 64 · EIN 04-2647786 PO BOX 770002, SLG6C · CINCINNATI, OH 452770090	Recordkeeping Fees	$36,828
ERIC J. FERNANDEZ & CO.10+ years Filed as: ERIC J. FERNANDEZ & CO. CPA'S Service code 10 · EIN 36-3141842 895 W. MAIN ST. STE 1000 · WEST DUNDEE, IL 60118	Accounting	$29,875
BAUM SIGMAN AUERBACH & NEUMAN, LTD10+ years Filed as: BAUM, SIGMAN AUERBACH & NEUMAN LTD. Service code 29 · EIN 36-2744057 200 W. ADAMS ST. STE 2200 · CHICAGO, IL 606065231	Legal	$22,520
RICHARD J. WOLF & COMPANY1 year Filed as: RICHARD J. WOLF AND COMPANY Service code 10 P.O. BOX 591 · PALOS PARK, IL 60464	Accounting	$6,759

Plan features & details

Pension benefit codes2C2G2R

Plan features

2C
Money purchase plan
Money purchase pension plan other than a target benefit plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$449K

$445 / participant

Investment mgmt$267K59.4%
Legal$23K5.0%
Contract admin$63K13.9%
Other / not subdivided$97K21.7%

% of EOY assets

0.092%

all-in expense ratio

Categories reported

3 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: ERIC J. FERNANDEZ & CO.
Auditor EIN: 363141842
Audit fees: $29,875
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$390,261

$98,776+295.1%

$119,126+227.6%

$89,670+335.2%

Participation rate

100.0%

83.1%+16.9pp

75.8%+24.2pp

71.2%+28.8pp

Annual return

6.83%

9.25%-2.4pp

282.11%-275.3pp

19.66%-12.8pp

Employer contribution / active EE

$21,889

$5,802+277.3%

$4,034+442.7%

$4,041+441.6%

Participant deferral / active EE

$1,748-100.0%

$5,318-100.0%

$3,962-100.0%

Admin fee / account holder

$358

$230+55.5%

$10,693-96.6%

$352+1.9%

Provider

Service type

Compensation

MEKETA INVESTMENT GROUP10+ years

Service code 17 · EIN 04-2659023

100 LOWDER BROOK DRIVE · WESTWOOD, MA 02090

Pension Consulting

$115,667

DOLAN MCENIRY CAPITAL MANAGEMENT10+ years

Filed as: DOLAN, MCENIRY CAPITAL MANAGEMENT

Service code 28 · EIN 36-4169967

120 N. LASALLE ST.STE1510 · CHICAGO, IL 60602

Investment Management

$74,234

TIC INTERNATIONAL CORPORATION10+ years

Filed as: TIC INTERNATIONAL

Service code 13 · EIN 13-2600875

6525 CENTURION DRIVE · LANSING, MI 489179275

Contract Administrator

$61,108

WHITE OAK GLOBAL ADVISORS, LLC8 years

Service code 28 · EIN 26-0340395

3 EMBARCADERO CENTER · SAN FRANCISCO, CA 94111

Investment Management

$40,236

FIDELITY INVESTMENTS INSTITUTIONAL10+ years

Service code 64 · EIN 04-2647786

PO BOX 770002, SLG6C · CINCINNATI, OH 452770090

Recordkeeping Fees

$36,828

ERIC J. FERNANDEZ & CO.10+ years

Filed as: ERIC J. FERNANDEZ & CO. CPA'S

Service code 10 · EIN 36-3141842

895 W. MAIN ST. STE 1000 · WEST DUNDEE, IL 60118

Accounting

$29,875

BAUM SIGMAN AUERBACH & NEUMAN, LTD10+ years

Filed as: BAUM, SIGMAN AUERBACH & NEUMAN LTD.

Service code 29 · EIN 36-2744057

200 W. ADAMS ST. STE 2200 · CHICAGO, IL 606065231

Legal

$22,520

RICHARD J. WOLF & COMPANY1 year

Filed as: RICHARD J. WOLF AND COMPANY

Service code 10

P.O. BOX 591 · PALOS PARK, IL 60464

Accounting

$6,759

NECA-IBEW LOCAL 364 DEFINED CONTRIBUTION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NECA-IBEW LOCAL 364 DEFINED CONTRIBUTION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion