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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,582 | $180,459-3.8% | $154,108+12.6% | $135,380+28.2% |
| Participation rate | 88.9% | 87.4%+1.5pp | 83.0%+5.9pp | 82.6%+6.2pp |
| Annual return | -5.77% | 888.21%-894.0pp | 735.21%-741.0pp | 519.81%-525.6pp |
| Employer contribution / active EE | $4,534 | $6,035-24.9% | $5,298-14.4% | $4,779-5.1% |
| Participant deferral / active EE | $1,624 | $5,806-72.0% | $5,081-68.0% | $5,609-71.0% |
| Admin fee / account holder | $1,693 | $16,145-89.5% | $13,411-87.4% | $10,828-84.4% |