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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,345 | $92,743-74.8% | $82,744-71.8% | $134,532-82.6% |
| Participation rate | 62.5% | 75.2%-12.7pp | 72.6%-10.1pp | 81.2%-18.7pp |
| Annual return | -2.27% | 946.63%-948.9pp | 702.22%-704.5pp | 418.27%-420.5pp |
| Employer contribution / active EE | $3,960 | $3,273+21.0% | $3,008+31.7% | $4,741-16.5% |
| Participant deferral / active EE | $5,892 | $4,802+22.7% | $4,395+34.1% | $6,401-8.0% |
| Admin fee / account holder | $3,736 | $5,977-37.5% | $5,325-29.8% | $11,429-67.3% |