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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,708 | $88,815-50.8% | $81,882-46.6% | $145,897-70.0% |
| Participation rate | 50.0% | 75.1%-25.1pp | 72.4%-22.4pp | 80.3%-30.3pp |
| Annual return | 14.42% | 1033.75%-1019.3pp | 779.47%-765.1pp | 552.29%-537.9pp |
| Employer contribution / active EE | $2,355 | $3,086-23.7% | $2,916-19.2% | $4,663-49.5% |
| Participant deferral / active EE | $3,796 | $4,647-18.3% | $4,323-12.2% | $6,689-43.3% |
| Admin fee / account holder | $491 | $8,434-94.2% | $7,360-93.3% | $13,390-96.3% |