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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,708 | $88,710-50.7% | $81,783-46.6% | $145,959-70.1% |
| Participation rate | 50.0% | 75.0%-25.0pp | 72.4%-22.4pp | 80.3%-30.3pp |
| Annual return | 14.42% | 1027.26%-1012.8pp | 775.05%-760.6pp | 561.95%-547.5pp |
| Employer contribution / active EE | $2,355 | $3,083-23.6% | $2,913-19.2% | $4,661-49.5% |
| Participant deferral / active EE | $3,796 | $4,645-18.3% | $4,320-12.1% | $6,689-43.2% |
| Admin fee / account holder | $491 | $8,407-94.2% | $7,380-93.3% | $13,398-96.3% |