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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,965 | $64,311-84.5% | $57,356-82.6% | $125,389-92.1% |
| Participation rate | 33.3% | 78.6%-45.3pp | 75.1%-41.7pp | 83.2%-49.9pp |
| Annual return | -36.94% | 25.14%-62.1pp | 24.41%-61.3pp | 282.24%-319.2pp |
| Employer contribution / active EE | $950 | $3,193-70.2% | $2,689-64.7% | $4,866-80.5% |
| Participant deferral / active EE | $950 | $3,846-75.3% | $3,162-70.0% | $5,352-82.2% |
| Admin fee / account holder | $0 | $5,243-100.0% | $3,357-100.0% | $9,541-100.0% |