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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,214 | $111,535+223.9% | $105,223+243.3% | $137,256+163.2% |
| Participation rate | 89.5% | 78.1%+11.4pp | 75.0%+14.4pp | 80.0%+9.5pp |
| Annual return | 17.08% | 237.85%-220.8pp | 180.65%-163.6pp | 220.34%-203.3pp |
| Employer contribution / active EE | $26,292 | $3,939+567.4% | $3,689+612.8% | $4,156+532.6% |
| Participant deferral / active EE | $6,395 | $5,500+16.3% | $5,072+26.1% | $6,407-0.2% |
| Admin fee / account holder | $12,728 | $9,721+30.9% | $8,859+43.7% | $12,270+3.7% |