Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,685 | $67,602+162.8% | $82,312+115.9% | $70,126+153.4% |
| Participation rate | 40.8% | 72.8%-32.0pp | 76.9%-36.1pp | 69.5%-28.7pp |
| Annual return | 10.39% | 21.57%-11.2pp | 25.88%-15.5pp | 73.15%-62.8pp |
| Employer contribution / active EE | $818 | $1,755-53.4% | $2,428-66.3% | $2,343-65.1% |
| Participant deferral / active EE | $2,312 | $2,987-22.6% | $3,706-37.6% | $3,332-30.6% |
| Admin fee / account holder | $16,927 | $4,512+275.2% | $5,608+201.8% | $4,645+264.4% |