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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $431,987 | $76,551+464.3% | $123,894+248.7% | $62,881+587.0% |
| Participation rate | 80.8% | 73.0%+7.8pp | 81.4%-0.6pp | 69.3%+11.5pp |
| Annual return | 6.49% | 18.68%-12.2pp | 47.52%-41.0pp | 20.14%-13.7pp |
| Employer contribution / active EE | $1,017 | $2,882-64.7% | $4,617-78.0% | $2,281-55.4% |
| Participant deferral / active EE | $7,804 | $4,840+61.3% | $5,984+30.4% | $3,203+143.7% |
| Admin fee / account holder | $23,661 | $4,826+390.3% | $8,357+183.1% | $4,296+450.8% |