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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,340 | $144,130-60.2% | $117,860-51.3% | $147,585-61.1% |
| Participation rate | 92.9% | 83.4%+9.4pp | 79.7%+13.2pp | 82.8%+10.0pp |
| Annual return | 19.50% | 531.20%-511.7pp | 335.10%-315.6pp | 578.58%-559.1pp |
| Employer contribution / active EE | $2,854 | $4,897-41.7% | $3,786-24.6% | $4,876-41.5% |
| Participant deferral / active EE | $5,918 | $5,316+11.3% | $4,482+32.0% | $5,439+8.8% |
| Admin fee / account holder | $1,565 | $10,887-85.6% | $8,021-80.5% | $10,886-85.6% |