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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,171 | $92,219+4.3% | $76,767+25.3% | $135,380-29.0% |
| Participation rate | 57.1% | 79.8%-22.6pp | 77.0%-19.8pp | 82.6%-25.5pp |
| Annual return | 0.36% | 5.46%-5.1pp | 2.43%-2.1pp | 519.81%-519.4pp |
| Employer contribution / active EE | $1,820 | $3,216-43.4% | $2,485-26.8% | $4,779-61.9% |
| Participant deferral / active EE | $4,325 | $4,508-4.1% | $3,852+12.3% | $5,609-22.9% |
| Admin fee / account holder | $10,045 | $10,749-6.5% | $6,675+50.5% | $10,828-7.2% |