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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,421 | $67,411-44.5% | $91,004-58.9% | $70,126-46.6% |
| Participation rate | 100.0% | 71.4%+28.6pp | 75.6%+24.4pp | 69.5%+30.5pp |
| Annual return | 20.62% | -40.16%+60.8pp | 4.60%+16.0pp | 73.15%-52.5pp |
| Employer contribution / active EE | $4,786 | $1,786+168.0% | $2,456+94.9% | $2,343+104.3% |
| Participant deferral / active EE | $3,528 | $2,823+25.0% | $3,548-0.5% | $3,332+5.9% |
| Admin fee / account holder | $1,420 | $4,236-66.5% | $5,417-73.8% | $4,645-69.4% |