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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,109 | $87,132-18.4% | $105,624-32.7% | $80,959-12.2% |
| Participation rate | 94.0% | 70.4%+23.6pp | 75.3%+18.8pp | 67.7%+26.4pp |
| Annual return | 16.43% | 17.03%-0.6pp | 116.20%-99.8pp | 35.67%-19.2pp |
| Employer contribution / active EE | $4,652 | $2,397+94.1% | $3,168+46.8% | $2,757+68.7% |
| Participant deferral / active EE | $4,254 | $3,985+6.7% | $5,013-15.1% | $4,300-1.1% |
| Admin fee / account holder | $2,842 | $8,449-66.4% | $10,961-74.1% | $6,925-59.0% |