Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,232 | $142,392-11.3% | $119,622+5.5% | $134,532-6.2% |
| Participation rate | 60.0% | 82.8%-22.8pp | 79.3%-19.3pp | 81.2%-21.2pp |
| Annual return | -21.15% | -12.46%-8.7pp | -14.98%-6.2pp | 418.27%-439.4pp |
| Employer contribution / active EE | $1,805 | $5,224-65.5% | $4,232-57.4% | $4,741-61.9% |
| Participant deferral / active EE | $3,219 | $6,467-50.2% | $5,601-42.5% | $6,401-49.7% |
| Admin fee / account holder | $7,519 | $13,593-44.7% | $10,328-27.2% | $11,429-34.2% |