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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,008,839 | $148,623+578.8% | $135,974+641.9% | $139,466+623.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 6.25% | 79.30%-73.0pp | 68.30%-62.1pp | 373.66%-367.4pp |
| Employer contribution / active EE | $3,085 | $5,246-41.2% | $4,859-36.5% | $4,754-35.1% |
| Participant deferral / active EE | $12,359 | $8,103+52.5% | $7,760+59.3% | $6,712+84.1% |
| Admin fee / account holder | $157,779 | $12,406+1171.8% | $10,767+1365.5% | $11,409+1283.0% |