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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $431,689 | $178,174+142.3% | $156,181+176.4% | $137,256+214.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 14.50% | 84.19%-69.7pp | 64.87%-50.4pp | 220.34%-205.8pp |
| Employer contribution / active EE | $11,515 | $4,972+131.6% | $4,294+168.2% | $4,156+177.1% |
| Participant deferral / active EE | $10,171 | $6,888+47.7% | $6,132+65.9% | $6,407+58.8% |
| Admin fee / account holder | $8,233 | $17,404-52.7% | $14,586-43.6% | $12,270-32.9% |