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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $588,301 | $92,766+534.2% | $82,763+610.8% | $134,545+337.3% |
| Participation rate | 66.7% | 75.2%-8.5pp | 72.6%-5.9pp | 81.2%-14.6pp |
| Annual return | -10.58% | 946.97%-957.6pp | 702.45%-713.0pp | 418.37%-428.9pp |
| Employer contribution / active EE | $5,164 | $3,273+57.8% | $3,008+71.7% | $4,742+8.9% |
| Participant deferral / active EE | $11,667 | $4,802+142.9% | $4,395+165.4% | $6,401+82.3% |
| Admin fee / account holder | $335,089 | $5,978+5505.8% | $5,325+6192.6% | $11,431+2831.5% |