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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,592 | $88,707-31.7% | $74,184-18.3% | $273,972-77.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 11.71% | 11.94%-0.2pp | 17.74%-6.0pp | 41.46%-29.7pp |
| Employer contribution / active EE | $1,800 | $3,159-43.0% | $2,370-24.1% | $4,869-63.0% |
| Participant deferral / active EE | $1,029 | $4,212-75.6% | $3,550-71.0% | $5,287-80.5% |
| Admin fee / account holder | $7,328 | $8,717-15.9% | $5,586+31.2% | $10,133-27.7% |