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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $469,888 | $160,040+193.6% | $147,096+219.4% | $145,877+222.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.71% | 98.49%-87.8pp | 419.75%-409.0pp | 551.28%-540.6pp |
| Employer contribution / active EE | $5,721 | $5,289+8.2% | $4,936+15.9% | $4,663+22.7% |
| Participant deferral / active EE | $11,449 | $8,429+35.8% | $8,071+41.8% | $6,691+71.1% |
| Admin fee / account holder | $182,611 | $15,050+1113.4% | $13,005+1304.1% | $13,402+1262.6% |