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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MESIROW FINANCIAL INC Service code 27 · EIN 36-3194849 | Advisory (Plan) | $51,638 |
STRATEGIC ADVISORS, INC.7 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $18,303 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$38,387 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,406 | $31,038+355.6% | $65,583+115.6% | $74,473+89.9% |
| Participation rate | 59.0% | 66.9%-7.9pp | 65.0%-6.0pp | 70.7%-11.8pp |
| Annual return | 108.47% | 38.60%+69.9pp | 47.46%+61.0pp | 34.36%+74.1pp |
| Employer contribution / active EE | $1,793 | $1,188+50.9% | $1,692+5.9% | $2,638-32.1% |
| Participant deferral / active EE | $6,356 | $2,792+127.7% | $2,833+124.4% | $4,530+40.3% |
| Admin fee / account holder | $48 | $299-84.0% | $4,112-98.8% | $347-86.2% |