Retirement plan

EXCEL RAILCAR CORPORATION EMPLOYERS 401 (K) SAVINGS PLAN

Name: EXCEL RAILCAR CORPORATION - EXCEL RAILCAR CORPORATION EMPLOYERS 401 (K) SAVINGS PLAN (2019) Form 5500
Creator: EXCEL RAILCAR CORPORATION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EXCEL RAILCAR CORPORATION EMPLOYERS 401 (K) SAVINGS PLAN, EXCEL RAILCAR CORPORATION

EXCEL RAILCAR CORPORATIONEIN 36-3147802Plan #001PY 2019

28367 DAVIS PRKWY STE 300 - WARRENVILLE, IL 60555630-657-1100excelrailcar.comLinkedIn1-10 employeesrailroad manufacture

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$998K

+28.4% from 2018

Total participants

-10.0% from 2018

Average account balance

$110,942

+42.6% from 2018

Annual return

18.80%

+24.85 pp from 2018

Benchmarks

See 15,855 peers

Peer group

Industry53 - Real Estate and Rental and Leasing

Plan typeDefined contribution

Participants<25

Cohort15,855 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.91M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$191K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$98K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.64%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1748

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$6K

$716 / participant

Other / not subdivided$6K100.0%

% of EOY assets

0.646%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$110,942

$226,135-50.9%

$182,558-39.2%

$152,909-27.4%

Participation rate

100.0%

82.5%+17.5pp

78.0%+22.0pp

82.5%+17.5pp

Annual return

18.80%

192.60%-173.8pp

148.59%-129.8pp

345.46%-326.7pp

Employer contribution / active EE

$3,024

$4,979-39.3%

$4,076-25.8%

$4,764-36.5%

Participant deferral / active EE

$5,874

$6,371-7.8%

$5,526+6.3%

$5,851+0.4%

Admin fee / account holder

$716

$10,707-93.3%

$8,594-91.7%

$11,601-93.8%

EXCEL RAILCAR CORPORATION EMPLOYERS 401 (K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EXCEL RAILCAR CORPORATION EMPLOYERS 401 (K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion