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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,888 | $54,541-12.2% | $78,778-39.2% | $70,126-31.7% |
| Participation rate | 84.0% | 60.8%+23.2pp | 69.2%+14.8pp | 69.5%+14.5pp |
| Annual return | 14.43% | 21.07%-6.6pp | 35.62%-21.2pp | 73.15%-58.7pp |
| Employer contribution / active EE | $1,333 | $1,089+22.5% | $1,986-32.9% | $2,343-43.1% |
| Participant deferral / active EE | $2,228 | $2,210+0.8% | $2,958-24.7% | $3,332-33.1% |
| Admin fee / account holder | $7,356 | $3,709+98.3% | $5,134+43.3% | $4,645+58.3% |