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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,352 | $165,381+45.9% | $149,730+61.2% | $158,966+51.8% |
| Participation rate | 90.0% | 84.6%+5.4pp | 82.5%+7.5pp | 82.0%+8.0pp |
| Annual return | 16.39% | 348.29%-331.9pp | 276.70%-260.3pp | 302.95%-286.6pp |
| Employer contribution / active EE | $3,325 | $5,104-34.9% | $4,645-28.4% | $4,762-30.2% |
| Participant deferral / active EE | $11,712 | $7,182+63.1% | $6,843+71.2% | $5,983+95.8% |
| Admin fee / account holder | $21,380 | $10,809+97.8% | $9,310+129.6% | $11,250+90.0% |