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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,958 | $138,312+16.4% | $122,979+30.9% | $155,188+3.7% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 11.01% | 22.06%-11.1pp | 20.12%-9.1pp | 148.84%-137.8pp |
| Employer contribution / active EE | $1,763 | $3,530-50.1% | $3,062-42.4% | $4,248-58.5% |
| Participant deferral / active EE | $1,562 | $5,592-72.1% | $5,003-68.8% | $6,531-76.1% |
| Admin fee / account holder | $1,322 | $15,089-91.2% | $12,864-89.7% | $14,480-90.9% |