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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,019 | $198,457-38.5% | $170,435-28.4% | $147,586-17.3% |
| Participation rate | 81.8% | 88.0%-6.1pp | 83.6%-1.8pp | 82.8%-1.0pp |
| Annual return | 21.76% | 257.30%-235.5pp | 205.94%-184.2pp | 578.59%-556.8pp |
| Employer contribution / active EE | $5,651 | $6,183-8.6% | $5,432+4.0% | $4,876+15.9% |
| Participant deferral / active EE | $6,205 | $5,629+10.2% | $4,939+25.6% | $5,439+14.1% |
| Admin fee / account holder | $4,044 | $16,852-76.0% | $13,881-70.9% | $10,886-62.9% |