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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,846 | $54,370-63.5% | $82,763-76.0% | $68,490-71.0% |
| Participation rate | 95.5% | 63.9%+31.5pp | 72.6%+22.9pp | 67.9%+27.6pp |
| Annual return | -24.89% | -13.67%-11.2pp | 702.45%-727.3pp | -7.85%-17.0pp |
| Employer contribution / active EE | $0 | $2,219-100.0% | $3,008-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $2,498 | $3,247-23.1% | $4,395-43.2% | $4,028-38.0% |
| Admin fee / account holder | $2,016 | $4,398-54.2% | $5,325-62.1% | $5,403-62.7% |