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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,506 | $98,766+67.6% | $149,730+10.5% | $79,852+107.3% |
| Participation rate | 83.3% | 75.8%+7.6pp | 82.5%+0.9pp | 69.6%+13.7pp |
| Annual return | 12.01% | 27.43%-15.4pp | 276.70%-264.7pp | 31.72%-19.7pp |
| Employer contribution / active EE | $3,175 | $3,217-1.3% | $4,645-31.6% | $2,471+28.5% |
| Participant deferral / active EE | $6,962 | $5,681+22.5% | $6,843+1.7% | $3,740+86.1% |
| Admin fee / account holder | $19,310 | $6,052+219.1% | $9,310+107.4% | $5,306+263.9% |