Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,305 | $78,707+23.6% | $117,861-17.4% | $70,126+38.8% |
| Participation rate | 40.0% | 73.2%-33.2pp | 79.7%-39.7pp | 69.5%-29.5pp |
| Annual return | 12.18% | 23.30%-11.1pp | 335.11%-322.9pp | 73.15%-61.0pp |
| Employer contribution / active EE | $818 | $2,223-63.2% | $3,786-78.4% | $2,343-65.1% |
| Participant deferral / active EE | $3,505 | $3,297+6.3% | $4,482-21.8% | $3,332+5.2% |
| Admin fee / account holder | $468 | $5,066-90.8% | $8,021-94.2% | $4,645-89.9% |