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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,644 | $167,353+20.5% | $143,797+40.2% | $134,545+49.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -21.33% | 0.48%-21.8pp | -0.04%-21.3pp | 418.37%-439.7pp |
| Employer contribution / active EE | $12,650 | $5,620+125.1% | $4,952+155.4% | $4,742+166.8% |
| Participant deferral / active EE | $10,295 | $6,447+59.7% | $5,638+82.6% | $6,401+60.8% |
| Admin fee / account holder | $1,502 | $18,096-91.7% | $14,679-89.8% | $11,431-86.9% |