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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,721 | $157,296-15.0% | $141,191-5.3% | $152,897-12.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 3.33% | 64.34%-61.0pp | 71.41%-68.1pp | 345.43%-342.1pp |
| Employer contribution / active EE | $1,700 | $5,262-67.7% | $4,736-64.1% | $4,764-64.3% |
| Participant deferral / active EE | $7,346 | $7,111+3.3% | $6,710+9.5% | $5,851+25.6% |
| Admin fee / account holder | $1,516 | $12,125-87.5% | $10,264-85.2% | $11,599-86.9% |