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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,866 | $196,972-20.4% | $182,262-13.9% | $198,609-21.0% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 2.87% | 158.27%-155.4pp | 140.60%-137.7pp | 202.70%-199.8pp |
| Employer contribution / active EE | $1,245 | $5,364-76.8% | $5,046-75.3% | $5,055-75.4% |
| Participant deferral / active EE | $6,713 | $8,643-22.3% | $8,276-18.9% | $6,977-3.8% |
| Admin fee / account holder | $151,126 | $18,429+720.1% | $16,712+804.3% | $19,030+694.1% |