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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,316 | $112,131+150.0% | $95,964+192.1% | $158,982+76.3% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 16.59% | 171.19%-154.6pp | 91.64%-75.1pp | 302.99%-286.4pp |
| Employer contribution / active EE | $4,909 | $3,199+53.4% | $2,541+93.2% | $4,763+3.1% |
| Participant deferral / active EE | $13,562 | $4,784+183.5% | $4,167+225.5% | $5,983+126.7% |
| Admin fee / account holder | $2,076 | $10,136-79.5% | $6,797-69.5% | $11,252-81.5% |