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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,663 | $117,895+157.6% | $102,460+196.4% | $145,897+108.1% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 12.48% | 31.92%-19.4pp | 29.47%-17.0pp | 552.29%-539.8pp |
| Employer contribution / active EE | $5,913 | $3,619+63.4% | $3,025+95.5% | $4,663+26.8% |
| Participant deferral / active EE | $19,237 | $5,736+235.4% | $5,056+280.5% | $6,689+187.6% |
| Admin fee / account holder | $12,055 | $13,353-9.7% | $9,460+27.4% | $13,390-10.0% |