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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,021 | $217,432-10.3% | $185,849+4.9% | $167,536+16.4% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 11.68% | 148.42%-136.7pp | 122.10%-110.4pp | 478.82%-467.1pp |
| Employer contribution / active EE | $46,790 | $5,875+696.5% | $5,169+805.3% | $4,839+866.9% |
| Participant deferral / active EE | $34,082 | $6,357+436.1% | $5,569+512.0% | $6,342+437.4% |
| Admin fee / account holder | $5,456 | $19,818-72.5% | $16,244-66.4% | $12,315-55.7% |