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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,269 | $65,367-69.0% | $92,915-78.2% | $72,976-72.2% |
| Participation rate | 34.4% | 68.3%-33.9pp | 76.0%-41.6pp | 69.5%-35.1pp |
| Annual return | 18.28% | 42.11%-23.8pp | 109.45%-91.2pp | 81.02%-62.7pp |
| Employer contribution / active EE | $862 | $2,594-66.8% | $3,653-76.4% | $2,440-64.7% |
| Participant deferral / active EE | $2,048 | $3,128-34.5% | $4,238-51.7% | $3,608-43.2% |
| Admin fee / account holder | $1,632 | $4,251-61.6% | $5,796-71.8% | $5,124-68.1% |