See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
BUSEY WEALTH MANAGEMENT1 year Filed as: BUSEY BANK Service code 19 · EIN 37-0613731 | Securities Custodian | $43,151 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $29,874 |
CHARLES SCHWAB & CO., INC.2 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,512 | $64,119+27.1% | $112,228-27.4% | $66,914+21.8% |
| Participation rate | 57.3% | 68.5%-11.2pp | 75.1%-17.8pp | 69.8%-12.5pp |
| Annual return | -17.59% | -13.81%-3.8pp | 27.45%-45.0pp | 1.58%-19.2pp |
| Employer contribution / active EE | $1,289 | $3,005-57.1% | $3,635-64.5% | $2,544-49.3% |
| Participant deferral / active EE | $2,795 | $3,693-24.3% | $4,728-40.9% | $4,237-34.0% |
| Admin fee / account holder | $504 | $625-19.4% | $6,410-92.1% | $593-15.1% |