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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,802 | $138,075+159.9% | $123,552+190.4% | $135,379+165.0% |
| Participation rate | 93.3% | 84.7%+8.6pp | 82.3%+11.0pp | 82.6%+10.7pp |
| Annual return | -3.45% | 153.70%-157.1pp | 119.20%-122.7pp | 519.79%-523.2pp |
| Employer contribution / active EE | $0 | $5,152-100.0% | $4,628-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $5,202 | $6,800-23.5% | $6,426-19.1% | $5,609-7.3% |
| Admin fee / account holder | $9,275 | $10,917-15.0% | $9,285-0.1% | $10,828-14.3% |