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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,602 | $67,602-34.0% | $82,312-45.8% | $70,126-36.4% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 8.31% | 21.57%-13.3pp | 25.88%-17.6pp | 73.15%-64.8pp |
| Employer contribution / active EE | $3,032 | $1,755+72.8% | $2,428+24.8% | $2,343+29.4% |
| Participant deferral / active EE | $4,851 | $2,987+62.4% | $3,706+30.9% | $3,332+45.6% |
| Admin fee / account holder | $5,912 | $4,512+31.0% | $5,608+5.4% | $4,645+27.3% |