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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $549,109 | $197,819+177.6% | $155,789+252.5% | $125,389+337.9% |
| Participation rate | 100.0% | 82.1%+17.9pp | 76.1%+23.9pp | 83.2%+16.8pp |
| Annual return | 1.30% | 86.73%-85.4pp | 71.54%-70.2pp | 282.24%-280.9pp |
| Employer contribution / active EE | $0 | $4,850-100.0% | $3,839-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $800 | $5,631-85.8% | $4,798-83.3% | $5,352-85.1% |
| Admin fee / account holder | $4,480 | $9,544-53.1% | $7,477-40.1% | $9,541-53.0% |