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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,282 | $65,566-63.0% | $86,235-71.8% | $75,177-67.7% |
| Participation rate | 65.8% | 60.5%+5.3pp | 69.0%-3.2pp | 67.2%-1.5pp |
| Annual return | 18.69% | 46.07%-27.4pp | 1170.03%-1151.3pp | 160.75%-142.1pp |
| Employer contribution / active EE | $2,034 | $1,553+31.0% | $2,381-14.6% | $2,671-23.8% |
| Participant deferral / active EE | $1,940 | $3,023-35.8% | $3,987-51.3% | $4,126-53.0% |
| Admin fee / account holder | $738 | $5,470-86.5% | $6,856-89.2% | $5,651-86.9% |