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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $3,431 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,780 | $98,766-5.0% | $149,730-37.4% | $79,852+17.4% |
| Participation rate | 91.7% | 75.8%+15.9pp | 82.5%+9.2pp | 69.6%+22.0pp |
| Annual return | 8.64% | 27.43%-18.8pp | 276.70%-268.1pp | 31.72%-23.1pp |
| Employer contribution / active EE | $4,373 | $3,217+35.9% | $4,645-5.9% | $2,471+77.0% |
| Participant deferral / active EE | $6,597 | $5,681+16.1% | $6,843-3.6% | $3,740+76.4% |
| Admin fee / account holder | $25 | $6,052-99.6% | $9,310-99.7% | $5,306-99.5% |