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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,122 | $102,429+62.2% | $147,096+12.9% | $80,925+105.3% |
| Participation rate | 92.5% | 75.9%+16.6pp | 82.2%+10.3pp | 67.7%+24.8pp |
| Annual return | 9.60% | 135.02%-125.4pp | 419.75%-410.2pp | 35.65%-26.1pp |
| Employer contribution / active EE | $5,041 | $3,716+35.7% | $4,936+2.1% | $2,756+82.9% |
| Participant deferral / active EE | $11,192 | $6,649+68.3% | $8,071+38.7% | $4,299+160.4% |
| Admin fee / account holder | $1,607 | $7,957-79.8% | $13,005-87.6% | $6,940-76.8% |