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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,122 | $102,422+62.2% | $147,117+12.9% | $80,959+105.2% |
| Participation rate | 92.5% | 75.9%+16.6pp | 82.2%+10.3pp | 67.7%+24.8pp |
| Annual return | 9.60% | 135.16%-125.6pp | 420.54%-410.9pp | 35.67%-26.1pp |
| Employer contribution / active EE | $5,041 | $3,717+35.6% | $4,932+2.2% | $2,757+82.8% |
| Participant deferral / active EE | $11,192 | $6,652+68.2% | $8,065+38.8% | $4,300+160.3% |
| Admin fee / account holder | $1,607 | $7,953-79.8% | $12,993-87.6% | $6,925-76.8% |