Retirement plan

ORBA EMPLOYEES' RETIREMENT SAVINGS PLAN

Name: OSTROW REISIN BERK & ABRAMS, LTD. - ORBA EMPLOYEES' RETIREMENT SAVINGS PLAN (2025) Form 5500
Creator: OSTROW REISIN BERK & ABRAMS, LTD.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ORBA EMPLOYEES' RETIREMENT SAVINGS PLAN, OSTROW REISIN BERK & ABRAMS, LTD.

OSTROW REISIN BERK & ABRAMS, LTD.EIN 36-2938874Plan #002PY 2025

455 NORTH CITYFRONT PLAZA DRIVE, SUITE 1600 - CHICAGO, IL 60611312-670-7444

Prospect flagsLow returnsHigh assets / participant

How to read this page

Total assets (EOY)

$71.2M

-9.0% from 2024

Total participants

261

+6.1% from 2024

Average account balance

$284,946

-15.2% from 2024

Annual return

11.35%

-16.04 pp from 2024

Benchmarks

See 511 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort511 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$71.24M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$285K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

250

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

93.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.24M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$19K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.35%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$31

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
STRATEGIC ADVISORS, INC.4 years Service code 27 · EIN 04-2654524	Advisory (Plan)	$6,286
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Filed as: FIDELITY INVESTMENTS INST OPER CO. Service code 37 · EIN 04-2647786	Loan Processing	$1,488

Plan features & details

Pension benefit codes2E2F2G2J2R2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$8K

$45 / participant

Recordkeeping$1K19.1%
Investment mgmt$6K80.9%

% of EOY assets

0.011%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: DUFEK & COMPANY, LLC
Auditor EIN: 271515696
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$284,946

$76,642+271.8%

$146,866+94.0%

$65,306+336.3%

Participation rate

93.6%

61.2%+32.4pp

82.5%+11.1pp

57.7%+35.9pp

Annual return

11.35%

33.40%-22.0pp

102.85%-91.5pp

21.94%-10.6pp

Employer contribution / active EE

$5,968

$2,621+127.7%

$4,425+34.9%

$1,967+203.4%

Participant deferral / active EE

$12,853

$4,864+164.2%

$7,759+65.6%

$2,959+334.3%

Admin fee / account holder

$31

$3,960-99.2%

$13,620-99.8%

$3,480-99.1%

Provider

Service type

Compensation

STRATEGIC ADVISORS, INC.4 years

Service code 27 · EIN 04-2654524

Advisory (Plan)

$6,286

FIDELITY INVESTMENTS INSTITUTIONAL10+ years

Filed as: FIDELITY INVESTMENTS INST OPER CO.

Service code 37 · EIN 04-2647786

Loan Processing

$1,488

ORBA EMPLOYEES' RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ORBA EMPLOYEES' RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion