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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,753 | $57,541-15.3% | $95,759-49.1% | $75,177-35.1% |
| Participation rate | 60.5% | 62.5%-2.0pp | 72.3%-11.8pp | 67.2%-6.7pp |
| Annual return | 14.67% | 34.93%-20.3pp | 28.42%-13.7pp | 160.75%-146.1pp |
| Employer contribution / active EE | $659 | $1,808-63.6% | $2,836-76.8% | $2,671-75.3% |
| Participant deferral / active EE | $4,303 | $3,074+40.0% | $4,244+1.4% | $4,126+4.3% |
| Admin fee / account holder | $1,833 | $4,099-55.3% | $5,678-67.7% | $5,651-67.6% |