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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,732 | $77,814+195.2% | $158,223+45.2% | $86,983+164.1% |
| Participation rate | 100.0% | 68.4%+31.6pp | 79.2%+20.8pp | 69.5%+30.5pp |
| Annual return | 19.88% | 30.54%-10.7pp | 52.09%-32.2pp | 25.83%-6.0pp |
| Employer contribution / active EE | $3,146 | $2,592+21.4% | $4,109-23.4% | $2,584+21.7% |
| Participant deferral / active EE | $6,517 | $3,270+99.3% | $5,467+19.2% | $4,194+55.4% |
| Admin fee / account holder | $8,565 | $5,879+45.7% | $16,047-46.6% | $7,856+9.0% |