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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,732 | $78,690+191.9% | $161,489+42.3% | $87,485+162.6% |
| Participation rate | 100.0% | 67.5%+32.5pp | 78.7%+21.3pp | 68.9%+31.1pp |
| Annual return | 19.88% | 32.74%-12.9pp | 89.72%-69.8pp | 26.06%-6.2pp |
| Employer contribution / active EE | $3,146 | $2,588+21.6% | $4,268-26.3% | $2,596+21.2% |
| Participant deferral / active EE | $6,517 | $3,311+96.8% | $5,630+15.8% | $4,274+52.5% |
| Admin fee / account holder | $8,565 | $6,724+27.4% | $16,006-46.5% | $7,775+10.2% |