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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,732 | $86,050+167.0% | $189,758+21.1% | $94,015+144.4% |
| Participation rate | 100.0% | 68.9%+31.1pp | 79.8%+20.2pp | 70.8%+29.2pp |
| Annual return | 19.88% | 17.77%+2.1pp | 52.62%-32.7pp | 17.84%+2.0pp |
| Employer contribution / active EE | $3,146 | $2,819+11.6% | $4,767-34.0% | $2,790+12.8% |
| Participant deferral / active EE | $6,517 | $3,349+94.6% | $5,856+11.3% | $4,249+53.4% |
| Admin fee / account holder | $8,565 | $6,627+29.3% | $20,388-58.0% | $8,951-4.3% |