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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,989 | $202,342-30.3% | $172,753-18.4% | $152,909-7.8% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 23.77% | 1029.88%-1006.1pp | 803.00%-779.2pp | 345.46%-321.7pp |
| Employer contribution / active EE | $6,497 | $5,857+10.9% | $5,144+26.3% | $4,764+36.4% |
| Participant deferral / active EE | $6,597 | $5,948+10.9% | $5,198+26.9% | $5,851+12.7% |
| Admin fee / account holder | $1,252 | $17,112-92.7% | $13,956-91.0% | $11,601-89.2% |