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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,855 | $55,713+226.4% | $75,901+139.6% | $72,975+149.2% |
| Participation rate | 93.6% | 61.1%+32.5pp | 69.3%+24.3pp | 69.5%+24.1pp |
| Annual return | 2.07% | 27.60%-25.5pp | 30.76%-28.7pp | 81.01%-78.9pp |
| Employer contribution / active EE | $6,828 | $1,687+304.8% | $2,501+173.0% | $2,440+179.8% |
| Participant deferral / active EE | $5,960 | $2,634+126.3% | $3,603+65.4% | $3,608+65.2% |
| Admin fee / account holder | $10,816 | $3,980+171.7% | $5,420+99.5% | $5,124+111.1% |